We believe in better benefits for all
Save Money, Boost Your Healthcare Network, and Reduce Your Risk
Discover how Clearwater’s health solution can help you save up to $10,000 annually, give you access to one of the largest PPO networks in the country, and reduce your out-of-pocket risk by 80 percent.
Love from Our Community
Hear it from our members: There's lots to love.
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.
Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say, ‘Wow, I’m taking care of one thing, and I’m hurting the other.
Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.
Explore Plans
Healthshare
A unique solution for individuals and families looking to lower their monthly costs.
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Major Medical
These insurance plans offer copays for common services and opportunities for $0 care.
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Supplemental Insurance
Explore our add-on plans to help round out the care you need.
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Help Me Decide
We can help get you into the right plan in less than five minutes.
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Imagine loving your
healthcare benefits.
We know finding the right health plan can be time consuming and confusing. As an independent you didn’t have the benefits department…until now. Our passion is helping you find the best plan for you, at the best price so you get the care you need.
We give you peace of mind so you can focus on following your dreams, knowing that we’ve got you covered.
The Full Clearwater Network:
We help you find the perfect benefits plan at the best price, and at no cost to you.
With Clearwater, companies and independents get access to a transparent and open marketplace with:Introducing ClearShare
Welcome to ClearShare: Community-powered healthcare coverage
The Simple Logistics
Contribute a fixed monthly amount to the community
When you have eligible medical expenses, submit your need online
ClearShare pays your provider directly
What is ClearShare?
ClearShare plans are just one of the many innovative plans we can offer independent workers.
ClearShare is a healthshare; a nonprofit, membership-based community of individuals established to share eligible healthcare expenses among the community. ClearShare is not insurance, but offers great benefits and up to 60% savings in fixed medical costs.
The future of insurance is actually, well, not insurance. It's caring and sharing.
-
Revolutionary
Benefits -
Designed for
Independent Workers -
Built on Transparency and Simplicity
Revolutionary
Benefits
The Power of Choice: Find the best of the best
Clear Comparison: Understand your options
New Possibilities: Explore the health share revolution
All Day and Night: Connect with healthcare anytime
Designed for
Independent Workers
Custom Plans: Pay for only what you need
Call the Shots: Enroll year-round
Flexibility: Access care anytime, anywhere
Manage On-the-Go: Integrated and easy app
Built on Transparency and Simplicity
Approvals Everywhere: Feel reassured
Unparalleled Care Support: Rest easy; we’ve got your back
Ultimate Transparency: Know exactly what to expect
We have nothing to hide. We offer you easy and clear pricing & benefits, with no fees or markups – ever.
Your Interests Come First: Find your fit
Better care. Better cost.
$8,000*
Average annual savings
PPO
Network upgrade
80%
Out-of-pocket savings
*Estimate is based on an average of annual data and will not apply to every individual customer.